Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Client," "you," or "your") and Tip Credit Partners ("Company," "we," "our," or "us") regarding your use of our services.

By accessing our website, submitting an application, or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

2. Description of Services

Tip Credit Partners provides specialized tax credit recovery services, including but not limited to:

• FICA Tip Credit Claims: Preparation and filing of FICA tip credit claims under IRS Code Section 45B
• Tax Document Preparation: Preparation of required forms and supporting documentation
• IRS Representation: Communication with the IRS on your behalf regarding your claims
• Compliance Services: Ensuring all claims meet current tax law requirements
• Consultation Services: Advice on tax credit eligibility and optimization
• Document Management: Secure storage and management of your tax documents

3. Eligibility and Client Obligations

3.1 Eligibility Requirements

To use our services, you must:

• Be at least 18 years of age
• Have legal authority to bind your business to these Terms
• Operate a business with tipped employees
• Have paid FICA taxes on employee tips
• Provide accurate and complete information

3.2 Client Responsibilities

You agree to:

• Provide accurate, complete, and timely information and documentation
• Respond promptly to requests for additional information
• Maintain confidentiality of your account credentials
• Notify us immediately of any changes to your business or contact information
• Comply with all applicable laws and regulations
• Pay all fees as outlined in your service agreement

4. Fees and Payment Terms

4.1 Contingency Fee Structure

Our services are provided on a contingency fee basis:

• No upfront fees or costs
• Fees are only charged upon successful recovery of tax credits
• Fee percentage will be clearly outlined in your service agreement
• If no credits are recovered, you owe no fees

4.2 Payment Terms

When applicable:

• Fees are due within 30 days of credit recovery
• Payment methods include check, ACH transfer, or wire transfer
• Late payments may incur interest charges as permitted by law
• All fees are non-refundable once services are completed

5. Confidentiality and Data Security

5.1 Confidentiality

We maintain strict confidentiality regarding all client information and will not disclose your information except:

• As necessary to provide our services
• To qualified professionals working on your behalf
• When required by law or legal process
• With your explicit written consent

5.2 Data Security

Your documents and information are stored in high-security vaults with:

• Restricted access limited to authorized personnel
• Advanced encryption and security measures
• Regular security audits and assessments
• Compliance with industry security standards

6. Limitation of Liability

To the maximum extent permitted by law:

• Our total liability shall not exceed the fees paid by you for our services
• We are not liable for indirect, incidental, special, or consequential damages
• We are not responsible for IRS decisions, delays, or policy changes
• We are not liable for losses due to your failure to provide accurate information

7. Dispute Resolution

7.1 Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.

7.2 Arbitration

Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

8. Contact Information

If you have any questions about these Terms or our services, please contact us: